Confidence and Protection for Georgia Insurance Consumers
Protecting
Policyholders when insurers become insolvent.
Partnering
With the state and insurance industry.
Promoting
Confidence in Georgia's insurance marketplace.
Peace of Mind for Georgia Policyholders
Welcome to the Georgia Insurers Insolvency Pool (GIIP), Georgia's Property & Casualty Guaranty Association. We hope you find these resources helpful. Our mission is to provide protection to Georgia policyholders and claimants when a member property and casualty insurance company becomes insolvent. Explore our site to learn more about available coverage, claims assistance, and consumer resources, as well as how the GIIP helps minimize financial disruption and ensures continued protection during an insurer's insolvency.
Learn MoreHow the Property and Casualty Guaranty Fund System Works
- Workers' Compensation
- Other P&C claims such as Homeowner's and Auto
An Insolvency Happens
A state court orders the company liquidated; this triggers the guaranty funds, which pay covered policyholder claims.
Policyholder Claims
Active claims are transferred to the guaranty funds for review and payment.
State Guaranty Funds
Guaranty funds step in to pay covered claims in accordance with state law.
Claims Coverage
Claims are paid from a pool of money drawn from the company's assets, cash on deposit with state regulators, and assessments on licensed insurers.
At the State Level
States determine caps on claims. However, 100% of Workers' Compensation claims are paid in all states.
Continuing On
If a claim is not fully covered by the guaranty fund, policyholders can seek further payment from any remaining assets of the company's estate.
Our Mission:
The Georgia Insurers Insolvency Pool (GIIP) will work collaboratively to provide claims-handling services for Georgia policyholders and claimants of insolvent property and casualty insurance companies. GIIP is committed to operating efficiently, maintaining financial stability, and ensuring eligible covered claims are handled in accordance with Georgia law. While continuing to educate Georgia residents, GIIP strives to provide clear, accessible information that helps consumers confidently navigate the website, understand the claims process, identify reliable resources, and find the information they need during an insurer's insolvency.
Our Vision:
To create a future where every Georgia policyholder has access to clear information, reliable support, and seamless protection when an insurer becomes insolvent.